813 W Main StLittle ChuteWI54140
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play813 W Main St, Little Chute, WI, 54140 in Little Chute is priced for appreciation, not yield. Rental yield 5.75%. At $359,900 with a 5.75% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $99,434 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (1.06) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $92,790.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 5.8% | 6.2% |
| Monthly Cash Flow | $(692) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,723 |
| Total Monthly Debt Service | $2,272 |
| DSCR Ratio | 0.76x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1895
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54140, Little Chute, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,683 (100%) |
| Owner Occupied HU | 2,280 (61.9%) |
| Renter Occupied HU | 1,339 (36.4%) |
| Vacant Housing Units | 64 ( 1.7%) |
| Median Home Value | $273,065 |
| Average Home Value | $319,302 |
Housing Distribution
Address Breakdown
Residential
3,551
Single Family
3,073
Multi-Family
478
Businesses
299
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1895
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54140, Little Chute, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,683 (100%) |
| Owner Occupied HU | 2,280 (61.9%) |
| Renter Occupied HU | 1,339 (36.4%) |
| Vacant Housing Units | 64 ( 1.7%) |
| Median Home Value | $273,065 |
| Average Home Value | $319,302 |
Housing Distribution
Address Breakdown
Residential
3,551
Single Family
3,073
Multi-Family
478
Businesses
299
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sara VanWychen • Century 21 Ace Realty
Mls Name: RANW
Mls ID: #50309266
Disclaimer: Copyright REALTORS Association of Northeast Wisconsin MLS, Inc. - All Rights Reserved Information received from other 3rd parties: All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal. Neither listing broker nor Zillow, Inc. nor RANW MLS shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. IDX information is provided exclusively for consumers personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS.