812 Seiad Oaks RdSeiad ValleyCA96086
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Seiad Valley rentals match the income profile of 812 Seiad Oaks Rd, Seiad Valley, CA, 96086. Listed at $139,500, gross rent is $1,866/mo and net cash flow is $1,003/mo, a 16.05% yield well above national averages. DSCR 2.98 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $38,541 by year five with $1,285/yr in annual principal reduction, projecting $117,460 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 16.1% | 7.0% |
| Monthly Cash Flow | $1,003 | $1,200 |
City averages based on Seiad Valley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,866 |
| Total Monthly Debt Service | $807 |
| DSCR Ratio | 2.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
1.76 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96086, Seiad Valley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 46 (100%) |
| Owner Occupied HU | 22 (47.8%) |
| Renter Occupied HU | 17 (37.0%) |
| Vacant Housing Units | 7 (15.2%) |
| Median Home Value | $291,667 |
| Average Home Value | $285,114 |
Housing Distribution
Address Breakdown
Residential
18
Single Family
18
Multi-Family
0
Businesses
7
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
1.76 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96086, Seiad Valley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 46 (100%) |
| Owner Occupied HU | 22 (47.8%) |
| Renter Occupied HU | 17 (37.0%) |
| Vacant Housing Units | 7 (15.2%) |
| Median Home Value | $291,667 |
| Average Home Value | $285,114 |
Housing Distribution
Address Breakdown
Residential
18
Single Family
18
Multi-Family
0
Businesses
7
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices