8100 Ryan Gulch Rd #208SilverthorneCO80498
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 8100 Ryan Gulch Rd #208, Silverthorne, CO, 80498 in Silverthorne achieves a 1.92 ratio at $290,000: $2,506/mo rent versus $1,304/mo debt service. Rental yield 10.37%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 10.37% yield compounds alongside 5% annual appreciation projecting $80,122 in value. Total projected cumulative return: $88,544.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 5.0% |
| Monthly Cash Flow | $(409) | $400 |
City averages based on Silverthorne market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,506 |
| Total Monthly Debt Service | $2,799 |
| DSCR Ratio | 0.90x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1978
16.13 Acres lot
$N/A/sqft
$14,592 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80498, Silverthorne, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,681 (100%) |
| Owner Occupied HU | 2,437 (36.5%) |
| Renter Occupied HU | 1,136 (17.0%) |
| Vacant Housing Units | 3,108 (46.5%) |
| Median Home Value | $887,465 |
| Average Home Value | $1,071,728 |
Housing Distribution
Address Breakdown
Residential
1,459
Single Family
1,320
Multi-Family
139
Businesses
208
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1978
16.13 Acres lot
$N/A/sqft
$14,592 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80498, Silverthorne, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,681 (100%) |
| Owner Occupied HU | 2,437 (36.5%) |
| Renter Occupied HU | 1,136 (17.0%) |
| Vacant Housing Units | 3,108 (46.5%) |
| Median Home Value | $887,465 |
| Average Home Value | $1,071,728 |
Housing Distribution
Address Breakdown
Residential
1,459
Single Family
1,320
Multi-Family
139
Businesses
208
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices