810 Garfield Rd, Havre De Grace, MD, 21078 | $620/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Havre De Grace at 810 Garfield Rd, Havre De Grace, MD, 21078 uses $86,157 cash to close to unlock $7,436/yr annual cash flow and $620/mo monthly cash flow. Total monthly income runs $2,236/mo, and a $1,272/mo payment keeps the spread at $620/mo. Purchase price stands at $259,900, and rental yield measures 10.32% with $2,236/mo rent. Return on cash invested shows 28.54% in year one, and 5% annual appreciation builds toward $71,806 over five years. Five-year ROI reaches 149.17% and total cumulative return in cash records $128,518. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,236/mo property income covering a $1,272/mo payment rather than investor’s personal income.

Single Family

Built in 1953

8,998 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 21078, Havre De Grace, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	9,099 (100%)
Owner Occupied HU	6,294 (69.2%)
Renter Occupied HU	2,219 (24.4%)
Vacant Housing Units	586 ( 6.4%)
Median Home Value	$445,721
Average Home Value	$488,694