16 Myrtle StOxfordPA19363
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow16 Myrtle St, Oxford, PA, 19363 in Oxford is a top-tier cash-flow asset. At $224,900 it produces $2,040/mo in rent and $566/mo in net monthly income, a 10.88% gross rental yield. The DSCR of 2.02 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $6,795. Five-year appreciation adds $62,136, driving a total cumulative return of $122,139.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 6.2% |
| Monthly Cash Flow | $566 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,040 |
| Total Monthly Debt Service | $1,384 |
| DSCR Ratio | 1.47x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1945
3,256 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19363, Oxford, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,617 (100%) |
| Owner Occupied HU | 4,652 (70.3%) |
| Renter Occupied HU | 1,704 (25.8%) |
| Vacant Housing Units | 261 ( 3.9%) |
| Median Home Value | $411,606 |
| Average Home Value | $481,293 |
Housing Distribution
Address Breakdown
Residential
6,414
Single Family
6,091
Multi-Family
323
Businesses
452
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1945
3,256 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19363, Oxford, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,617 (100%) |
| Owner Occupied HU | 4,652 (70.3%) |
| Renter Occupied HU | 1,704 (25.8%) |
| Vacant Housing Units | 261 ( 3.9%) |
| Median Home Value | $411,606 |
| Average Home Value | $481,293 |
Housing Distribution
Address Breakdown
Residential
6,414
Single Family
6,091
Multi-Family
323
Businesses
452
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Nestor Reyes Garcia • Beiler-Campbell Realtors-Oxford
Mls Name: Bright MLS
Mls ID: #PACT2107490