81 Valleyview DrAmbridgePA15003
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeAt $275,000, 81 Valleyview Dr, Ambridge, PA, 15003 in Ambridge generates $1,878/mo in rent (8.19% yield) but nets only $76/mo after debt service. The spread is thin, manageable for investors comfortable with low-margin holds who are buying into the 5% annual appreciation thesis. Ziffy Mortgage's DSCR loan (1.52) allows non-U.S. residents to acquire without personal income checks. A larger down payment reduces the monthly debt load and widens the margin. Five-year appreciation: $75,977. Total projected return: $109,575.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.2% |
| Monthly Cash Flow | $76 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,878 |
| Total Monthly Debt Service | $1,693 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1956
1.03 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15003, Ambridge, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,090 (100%) |
| Owner Occupied HU | 3,342 (54.9%) |
| Renter Occupied HU | 1,907 (31.3%) |
| Vacant Housing Units | 841 (13.8%) |
| Median Home Value | $158,454 |
| Average Home Value | $251,928 |
Housing Distribution
Address Breakdown
Residential
5,272
Single Family
5,090
Multi-Family
182
Businesses
416
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1956
1.03 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15003, Ambridge, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,090 (100%) |
| Owner Occupied HU | 3,342 (54.9%) |
| Renter Occupied HU | 1,907 (31.3%) |
| Vacant Housing Units | 841 (13.8%) |
| Median Home Value | $158,454 |
| Average Home Value | $251,928 |
Housing Distribution
Address Breakdown
Residential
5,272
Single Family
5,090
Multi-Family
182
Businesses
416
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Emily Ochman • BERKSHIRE HATHAWAY THE PREFERRED REALTY
Mls Name: WPMLS
Mls Provider:
Mls ID: #1718669
Disclaimer: Listing information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.