809 Lincoln AveJacksonKY41339
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 809 Lincoln Ave, Jackson, KY, 41339 in Jackson. Rental yield 6.58%. The 1.22 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $82,884 and $2,763/yr in principal reduction project total return of $101,956.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.6% | 7.0% |
| Monthly Cash Flow | $(182) | $850 |
City averages based on Jackson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,644 |
| Total Monthly Debt Service | $1,706 |
| DSCR Ratio | 0.96x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1958
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41339, Jackson, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,955 (100%) |
| Owner Occupied HU | 3,240 (65.4%) |
| Renter Occupied HU | 1,051 (21.2%) |
| Vacant Housing Units | 664 (13.4%) |
| Median Home Value | $77,901 |
| Average Home Value | $133,685 |
Housing Distribution
Address Breakdown
Residential
3,988
Single Family
3,949
Multi-Family
39
Businesses
322
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1958
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41339, Jackson, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,955 (100%) |
| Owner Occupied HU | 3,240 (65.4%) |
| Renter Occupied HU | 1,051 (21.2%) |
| Vacant Housing Units | 664 (13.4%) |
| Median Home Value | $77,901 |
| Average Home Value | $133,685 |
Housing Distribution
Address Breakdown
Residential
3,988
Single Family
3,949
Multi-Family
39
Businesses
322
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices