808 N 10th St, Temple, TX, 76501 | $391/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

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808 N 10th St, Temple, TX, 76501 | $391/mo Cash Flow | Ziffy

For Sale

Rental Income

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Temple at 808 N 10th St, Temple, TX, 76501 uses $76,245 cash to close to unlock $4,694/yr annual cash flow and $391/mo monthly cash flow. Total monthly income runs $2,027/mo, and a $1,126/mo payment keeps the spread at $391/mo. Purchase price stands at $230,000, and rental yield measures 10.58% with $2,027/mo rent. Return on cash invested shows 26.07% in year one, and 5% annual appreciation builds toward $63,545 over five years. Five-year ROI reaches 137.11% and total cumulative return in cash records $104,539. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,027/mo property income covering a $1,126/mo payment rather than investor’s personal income.

Single Family

Built in 1996

10,493 sqft lot

$N/A/sqft

No HOA

More details about the property

**Price Reduction** Spacious Home + Bonus Apartment = Income & Opportunity! Welcome to 808 N 10th St, where comfort meets potential on nearly a quarter-acre of land in the heart of Temple! This freshly painted two-story home offers space, flexibility, and even rental income possibilitiesall without sacrificing charm. As you walk in, youre greeted by a bright entryway with the family and dining rooms to your left and the stairs leading up on your right. The layout flows into a large living area, a kitchen with rich wood cabinetry, a cozy breakfast nook, and sliding doors that open to the spacious backyard. Youll also find a laundry room, powder bath, and access to the two-car garage on the main floor. Upstairs, enjoy three spacious bedrooms and two full bathrooms, perfect for families or anyone needing extra room to spread out. Out back sits a detached 1-bedroom apartment with its own kitchen, lots of storage, and separate utility connections. It definitely needs some TLCand we dont mean just Tender Loving Care we mean Tough Love Care. But with a little elbow grease, its a cash-flow opportunity just waiting to happen. Whether you're looking for a primary residence with rental income, a multi-generational setup, or just room to grow, this property checks the boxes.

Neighborhood Data

Neighborhood data shown for ZIP Code: 76501, Temple, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	7,880 (100%)
Owner Occupied HU	4,286 (54.4%)
Renter Occupied HU	2,877 (36.5%)
Vacant Housing Units	717 ( 9.1%)
Median Home Value	$232,289
Average Home Value	$269,705