808 E Girard AvePhiladelphiaPA19125
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 808 E Girard Ave, Philadelphia, PA, 19125 in Philadelphia deserves attention. This $575,000 property earns $6,047/mo in rent, a 12.62% gross yield, and nets $2,279/mo after the $2,586/mo payment. DSCR 2.34 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $158,862 compounds alongside $5,296/yr in yearly equity build, for a total cumulative return of $365,599.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.6% | 5.8% |
| Monthly Cash Flow | $2,279 | $850 |
City averages based on Philadelphia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,047 |
| Total Monthly Debt Service | $3,539 |
| DSCR Ratio | 1.71x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2015
1,466 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19125, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,773 (100%) |
| Owner Occupied HU | 7,524 (50.9%) |
| Renter Occupied HU | 5,351 (36.2%) |
| Vacant Housing Units | 1,898 (12.8%) |
| Median Home Value | $416,895 |
| Average Home Value | $467,064 |
Housing Distribution
Address Breakdown
Residential
13,927
Single Family
11,703
Multi-Family
2,224
Businesses
948
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2015
1,466 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19125, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,773 (100%) |
| Owner Occupied HU | 7,524 (50.9%) |
| Renter Occupied HU | 5,351 (36.2%) |
| Vacant Housing Units | 1,898 (12.8%) |
| Median Home Value | $416,895 |
| Average Home Value | $467,064 |
Housing Distribution
Address Breakdown
Residential
13,927
Single Family
11,703
Multi-Family
2,224
Businesses
948
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices