8077 County Road 292EarlyTX76802
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 8077 County Road 292, Early, TX, 76802 in Early worth study. Rental yield 1.72%. The 1.72% gross yield is below cash-flow benchmarks at $899,000, but 5% annual appreciation, adding $248,377 over five years, frames this as a capital growth position. Rent of $1,290/mo partially offsets the $4,042/mo payment. Ziffy Mortgage finances appreciation-play properties (0.32 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $16,172.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 1.7% | 6.2% |
| Monthly Cash Flow | $(5,103) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,290 |
| Total Monthly Debt Service | $6,035 |
| DSCR Ratio | 0.21x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2015
63.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76802, Early, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,606 (100%) |
| Owner Occupied HU | 1,710 (65.6%) |
| Renter Occupied HU | 573 (22.0%) |
| Vacant Housing Units | 323 (12.4%) |
| Median Home Value | $234,066 |
| Average Home Value | $260,566 |
Housing Distribution
Address Breakdown
Residential
2,285
Single Family
2,130
Multi-Family
155
Businesses
197
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2015
63.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76802, Early, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,606 (100%) |
| Owner Occupied HU | 1,710 (65.6%) |
| Renter Occupied HU | 573 (22.0%) |
| Vacant Housing Units | 323 (12.4%) |
| Median Home Value | $234,066 |
| Average Home Value | $260,566 |
Housing Distribution
Address Breakdown
Residential
2,285
Single Family
2,130
Multi-Family
155
Businesses
197
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices