8063 Mud Creek RdAltoGA30510
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 8063 Mud Creek Rd, Alto, GA, 30510 in Alto: $2,220/mo in rent, $367/mo in net income, 8.75% gross yield, 1.62 DSCR, all at $304,500. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $84,128 in appreciation and $2,804/yr in principal paydown projects total cumulative return of $138,990.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 7.0% |
| Monthly Cash Flow | $367 | $300 |
City averages based on Alto market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,220 |
| Total Monthly Debt Service | $1,732 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1974
5.62 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30510, Alto, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,821 (100%) |
| Owner Occupied HU | 2,039 (72.3%) |
| Renter Occupied HU | 575 (20.4%) |
| Vacant Housing Units | 207 ( 7.3%) |
| Median Home Value | $230,082 |
| Average Home Value | $294,506 |
Housing Distribution
Address Breakdown
Residential
2,650
Single Family
2,650
Multi-Family
0
Businesses
111
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1974
5.62 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30510, Alto, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,821 (100%) |
| Owner Occupied HU | 2,039 (72.3%) |
| Renter Occupied HU | 575 (20.4%) |
| Vacant Housing Units | 207 ( 7.3%) |
| Median Home Value | $230,082 |
| Average Home Value | $294,506 |
Housing Distribution
Address Breakdown
Residential
2,650
Single Family
2,650
Multi-Family
0
Businesses
111
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices