804 Cinnamon LnDuarteCA91010
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow804 Cinnamon Ln, Duarte, CA, 91010 in Duarte earns its strong cash-flow label: 11.15% yield, $4,459/mo rent, $756/mo net income, DSCR 2.07. The $479,999 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $132,615 by year five. Combined with $4,421/yr in principal paydown, total projected return reaches $233,903.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.2% | 6.5% |
| Monthly Cash Flow | $756 | $1,500 |
City averages based on Duarte market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,459 |
| Total Monthly Debt Service | $3,512 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1983
1.90 Acres lot
$N/A/sqft
$588 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91010, Duarte, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,197 (100%) |
| Owner Occupied HU | 5,378 (58.5%) |
| Renter Occupied HU | 3,467 (37.7%) |
| Vacant Housing Units | 352 ( 3.8%) |
| Median Home Value | $751,802 |
| Average Home Value | $799,109 |
Housing Distribution
Address Breakdown
Residential
8,477
Single Family
6,265
Multi-Family
2,212
Businesses
581
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1983
1.90 Acres lot
$N/A/sqft
$588 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91010, Duarte, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,197 (100%) |
| Owner Occupied HU | 5,378 (58.5%) |
| Renter Occupied HU | 3,467 (37.7%) |
| Vacant Housing Units | 352 ( 3.8%) |
| Median Home Value | $751,802 |
| Average Home Value | $799,109 |
Housing Distribution
Address Breakdown
Residential
8,477
Single Family
6,265
Multi-Family
2,212
Businesses
581
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices