8032 Monkeyflower WaySacramentoCA95832
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 8032 Monkeyflower Way, Sacramento, CA, 95832 in Sacramento: $3,960/mo in rent, $828/mo in net income, 9.39% gross yield, 1.74 DSCR, all at $506,330. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $139,890 in appreciation and $4,663/yr in principal paydown projects total cumulative return of $245,238.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 4.8% |
| Monthly Cash Flow | $828 | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,960 |
| Total Monthly Debt Service | $2,931 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
3,558 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95832, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,946 (100%) |
| Owner Occupied HU | 1,788 (60.7%) |
| Renter Occupied HU | 1,082 (36.7%) |
| Vacant Housing Units | 76 ( 2.6%) |
| Median Home Value | $461,179 |
| Average Home Value | $532,616 |
Housing Distribution
Address Breakdown
Residential
3,156
Single Family
3,116
Multi-Family
40
Businesses
141
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
3,558 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95832, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,946 (100%) |
| Owner Occupied HU | 1,788 (60.7%) |
| Renter Occupied HU | 1,082 (36.7%) |
| Vacant Housing Units | 76 ( 2.6%) |
| Median Home Value | $461,179 |
| Average Home Value | $532,616 |
Housing Distribution
Address Breakdown
Residential
3,156
Single Family
3,116
Multi-Family
40
Businesses
141
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Julie Dow • KB HOME Sales-Northern California Inc
Mls Name: MetroList Services of CA
Mls ID: #225083356