8031 Auberge CirSan DiegoCA92127
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 5.57% gross rental yield, 8031 Auberge Cir, San Diego, CA, 92127 in San Diego is priced for capital growth, not immediate cash flow. The $1,789,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $494,268 by year five, with $16,477/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (1.03) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $480,661.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.6% | 4.8% |
| Monthly Cash Flow | $(3,095) | $1,850 |
City averages based on San Diego market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $8,303 |
| Total Monthly Debt Service | $10,686 |
| DSCR Ratio | 0.78x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2016
4,657 sqft lot
$N/A/sqft
$331 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92127, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,859 (100%) |
| Owner Occupied HU | 12,317 (69.0%) |
| Renter Occupied HU | 4,894 (27.4%) |
| Vacant Housing Units | 648 ( 3.6%) |
| Median Home Value | $1,280,128 |
| Average Home Value | $1,366,177 |
Housing Distribution
Address Breakdown
Residential
17,345
Single Family
14,388
Multi-Family
2,957
Businesses
789
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2016
4,657 sqft lot
$N/A/sqft
$331 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92127, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,859 (100%) |
| Owner Occupied HU | 12,317 (69.0%) |
| Renter Occupied HU | 4,894 (27.4%) |
| Vacant Housing Units | 648 ( 3.6%) |
| Median Home Value | $1,280,128 |
| Average Home Value | $1,366,177 |
Housing Distribution
Address Breakdown
Residential
17,345
Single Family
14,388
Multi-Family
2,957
Businesses
789
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices