8026 Ryan Gulch Rd #C-8SilverthorneCO80498
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 8026 Ryan Gulch Rd #C-8, Silverthorne, CO, 80498 in Silverthorne is narrow, $160/mo net on $3,221/mo rent after the $1,898/mo debt service, but the property operates at break-even-plus, not a loss. At $422,200 with a 9.15% yield, the long-run equity case via 5% appreciation ($116,646 over five years) and $3,889/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.70 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $172,383.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 5.0% |
| Monthly Cash Flow | $160 | $400 |
City averages based on Silverthorne market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,221 |
| Total Monthly Debt Service | $2,893 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in N/A
N/A lot
$N/A/sqft
$600 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80498, Silverthorne, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,681 (100%) |
| Owner Occupied HU | 2,437 (36.5%) |
| Renter Occupied HU | 1,136 (17.0%) |
| Vacant Housing Units | 3,108 (46.5%) |
| Median Home Value | $887,465 |
| Average Home Value | $1,071,728 |
Housing Distribution
Address Breakdown
Residential
1,459
Single Family
1,320
Multi-Family
139
Businesses
208
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in N/A
N/A lot
$N/A/sqft
$600 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80498, Silverthorne, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,681 (100%) |
| Owner Occupied HU | 2,437 (36.5%) |
| Renter Occupied HU | 1,136 (17.0%) |
| Vacant Housing Units | 3,108 (46.5%) |
| Median Home Value | $887,465 |
| Average Home Value | $1,071,728 |
Housing Distribution
Address Breakdown
Residential
1,459
Single Family
1,320
Multi-Family
139
Businesses
208
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A