8020 Ponderosa WayMountain RanchCA95246
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in Mountain Ranch at 8020 Ponderosa Way, Mountain Ranch, CA, 95246 offers $2,603/mo rent that, after a $3,132/mo payment. Total monthly income is $2,603/mo. Return on cash invested measures 12.33% in year one, and rental yield stands at 4.88% at a $640,000 entry. Equity gained on principal adds $4,130/yr while 5% annual appreciation compounds into $176,820 by year five. Five-year ROI records 62.19% and total cumulative return in cash reaches $130,950. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $2,603/mo property income versus a $3,132/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in 1978
32.59 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95246, Mountain Ranch, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 768 (100%) |
| Owner Occupied HU | 444 (57.8%) |
| Renter Occupied HU | 107 (13.9%) |
| Vacant Housing Units | 217 (28.3%) |
| Median Home Value | $481,416 |
| Average Home Value | $520,653 |
Housing Distribution
Address Breakdown
Residential
473
Single Family
473
Multi-Family
0
Businesses
24
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Valerie L. Olson • C-21 Sierra Properties -Arnold
Mls Name: CCARMLS
Mls ID: #202401670
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.