802 Summerset DriveRio VistaCA94571
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 802 Summerset Drive, Rio Vista, CA, 94571 in Rio Vista. At $479,000 it earns $3,592/mo in rent and distributes $343/mo to the owner after the $2,154/mo payment, a consistent 9% yield. DSCR 1.67 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $132,339 in value; $4,412/yr in principal paydown compounds ownership stake. Total projected return: $222,127.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 6.0% |
| Monthly Cash Flow | $343 | $300 |
City averages based on Rio Vista market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,592 |
| Total Monthly Debt Service | $2,773 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2000
6,642 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94571, Rio Vista, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,809 (100%) |
| Owner Occupied HU | 4,295 (73.9%) |
| Renter Occupied HU | 1,029 (17.7%) |
| Vacant Housing Units | 485 ( 8.3%) |
| Median Home Value | $571,376 |
| Average Home Value | $575,942 |
Housing Distribution
Address Breakdown
Residential
5,683
Single Family
5,508
Multi-Family
175
Businesses
325
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2000
6,642 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94571, Rio Vista, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,809 (100%) |
| Owner Occupied HU | 4,295 (73.9%) |
| Renter Occupied HU | 1,029 (17.7%) |
| Vacant Housing Units | 485 ( 8.3%) |
| Median Home Value | $571,376 |
| Average Home Value | $575,942 |
Housing Distribution
Address Breakdown
Residential
5,683
Single Family
5,508
Multi-Family
175
Businesses
325
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Debbie Werter • Wood Real Estate Inc.
Mls Name: BAREIS
Mls ID: #326005357