802 Fish Creek Rd #DC4CocolallaID83813
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 802 Fish Creek Rd #DC4, Cocolalla, ID, 83813 in Cocolalla. Priced at $275,000, it generates $2,456/mo in gross rent and $874/mo in net monthly cash flow, a 10.72% yield that comfortably supports the 1.99 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $10,492. Five-year appreciation: $75,977. Equity from principal paydown: $2,533/yr. Total projected cumulative return: $159,963.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.7% | 5.2% |
| Monthly Cash Flow | $874 | $300 |
City averages based on Cocolalla market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,456 |
| Total Monthly Debt Service | $1,473 |
| DSCR Ratio | 1.67x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83813, Cocolalla, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 676 (100%) |
| Owner Occupied HU | 491 (72.6%) |
| Renter Occupied HU | 56 ( 8.3%) |
| Vacant Housing Units | 129 (19.1%) |
| Median Home Value | $481,783 |
| Average Home Value | $585,214 |
Housing Distribution
Address Breakdown
Residential
393
Single Family
393
Multi-Family
0
Businesses
39
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83813, Cocolalla, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 676 (100%) |
| Owner Occupied HU | 491 (72.6%) |
| Renter Occupied HU | 56 ( 8.3%) |
| Vacant Housing Units | 129 (19.1%) |
| Median Home Value | $481,783 |
| Average Home Value | $585,214 |
Housing Distribution
Address Breakdown
Residential
393
Single Family
393
Multi-Family
0
Businesses
39
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices