801 S Main StHavanaFL32333
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 801 S Main St, Havana, FL, 32333 in Havana hard to pass up. The 14.05% gross yield on a $120,000 purchase results in $1,405/mo in rent and $609/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.60). Annual cash flow of $7,304, five-year appreciation of $33,154, and $1,105/yr in equity build-up combine for a projected total cumulative return of $84,873.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.1% | 7.0% |
| Monthly Cash Flow | $609 | $300 |
City averages based on Havana market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,405 |
| Total Monthly Debt Service | $749 |
| DSCR Ratio | 1.88x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
6,750 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32333, Havana, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,145 (100%) |
| Owner Occupied HU | 3,812 (74.1%) |
| Renter Occupied HU | 937 (18.2%) |
| Vacant Housing Units | 396 ( 7.7%) |
| Median Home Value | $239,706 |
| Average Home Value | $251,111 |
Housing Distribution
Address Breakdown
Residential
4,945
Single Family
4,895
Multi-Family
50
Businesses
336
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
6,750 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32333, Havana, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,145 (100%) |
| Owner Occupied HU | 3,812 (74.1%) |
| Renter Occupied HU | 937 (18.2%) |
| Vacant Housing Units | 396 ( 7.7%) |
| Median Home Value | $239,706 |
| Average Home Value | $251,111 |
Housing Distribution
Address Breakdown
Residential
4,945
Single Family
4,895
Multi-Family
50
Businesses
336
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices