8 Thayer RdMonroeMA01350
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play8 Thayer Rd, Monroe, MA, 01350 in Monroe is priced for appreciation, not yield. Rental yield 2.9%. At $1,100,000 with a 2.9% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $303,910 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.54) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $142,487.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.9% | 5.0% |
| Monthly Cash Flow | $(4,276) | $1,200 |
City averages based on Monroe market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,657 |
| Total Monthly Debt Service | $6,495 |
| DSCR Ratio | 0.41x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1970
224.98 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01350, Monroe Bridge, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 55 (100%) |
| Owner Occupied HU | 32 (58.2%) |
| Renter Occupied HU | 7 (12.7%) |
| Vacant Housing Units | 16 (29.1%) |
| Median Home Value | $345,455 |
| Average Home Value | $344,766 |
Housing Distribution
Address Breakdown
Residential
27
Single Family
27
Multi-Family
0
Businesses
6
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1970
224.98 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01350, Monroe Bridge, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 55 (100%) |
| Owner Occupied HU | 32 (58.2%) |
| Renter Occupied HU | 7 (12.7%) |
| Vacant Housing Units | 16 (29.1%) |
| Median Home Value | $345,455 |
| Average Home Value | $344,766 |
Housing Distribution
Address Breakdown
Residential
27
Single Family
27
Multi-Family
0
Businesses
6
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jason Saphire • www.HomeZu.com
Mls Name: MLS PIN
Mls ID: #73436610