1 River Run #1WilliamstownMA01267
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 3.43% gross rental yield, 1 River Run #1, Williamstown, MA, 01267 in Williamstown is priced for capital growth, not immediate cash flow. The $939,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $259,428 by year five, with $8,648/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.64) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $148,359.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.4% | 5.2% |
| Monthly Cash Flow | $(3,235) | $420 |
City averages based on Williamstown market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,683 |
| Total Monthly Debt Service | $5,545 |
| DSCR Ratio | 0.48x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2020
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01267, Williamstown, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,386 (100%) |
| Owner Occupied HU | 1,925 (56.9%) |
| Renter Occupied HU | 769 (22.7%) |
| Vacant Housing Units | 692 (20.4%) |
| Median Home Value | $539,813 |
| Average Home Value | $680,536 |
Housing Distribution
Address Breakdown
Residential
3,037
Single Family
2,644
Multi-Family
393
Businesses
363
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2020
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01267, Williamstown, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,386 (100%) |
| Owner Occupied HU | 1,925 (56.9%) |
| Renter Occupied HU | 769 (22.7%) |
| Vacant Housing Units | 692 (20.4%) |
| Median Home Value | $539,813 |
| Average Home Value | $680,536 |
Housing Distribution
Address Breakdown
Residential
3,037
Single Family
2,644
Multi-Family
393
Businesses
363
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Selina Lamb • Birch Properties
Mls Name: MLS PIN
Mls ID: #73368213