8 Racicot AveWebsterMA01570
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 8 Racicot Ave, Webster, MA, 01570 in Webster is a conservative rental investment at $385,000. Rental yield 6.26%. A 1.16 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $106,368; $3,546/yr in principal paydown supplements. Total projected return: $119,248.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.3% | 7.0% |
| Monthly Cash Flow | $(419) | $150 |
City averages based on Webster market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,008 |
| Total Monthly Debt Service | $2,273 |
| DSCR Ratio | 0.88x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1950
5,378 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01570, Webster, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,705 (100%) |
| Owner Occupied HU | 4,308 (49.5%) |
| Renter Occupied HU | 3,664 (42.1%) |
| Vacant Housing Units | 733 ( 8.4%) |
| Median Home Value | $422,762 |
| Average Home Value | $509,199 |
Housing Distribution
Address Breakdown
Residential
7,593
Single Family
6,847
Multi-Family
746
Businesses
512
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1950
5,378 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01570, Webster, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,705 (100%) |
| Owner Occupied HU | 4,308 (49.5%) |
| Renter Occupied HU | 3,664 (42.1%) |
| Vacant Housing Units | 733 ( 8.4%) |
| Median Home Value | $422,762 |
| Average Home Value | $509,199 |
Housing Distribution
Address Breakdown
Residential
7,593
Single Family
6,847
Multi-Family
746
Businesses
512
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Krystal Holt • The Pros Real Estate Services
Mls Name: MLS PIN
Mls ID: #73418109