8 La Cruz Dr #1TemeculaCA92590
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 8 La Cruz Dr #1, Temecula, CA, 92590 in Temecula: $6,276/mo in rent, $5,113/mo net, 40.06% gross yield, all on a $188,000 acquisition. The 7.43 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $51,941 in value, and $1,732/yr in principal paydown steadily builds equity. Projected total cumulative return: $400,374.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 40.1% | 6.0% |
| Monthly Cash Flow | $5,113 | $300 |
City averages based on Temecula market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,276 |
| Total Monthly Debt Service | $1,088 |
| DSCR Ratio | 5.77x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
4.99 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92590, Temecula, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,197 (100%) |
| Owner Occupied HU | 717 (32.6%) |
| Renter Occupied HU | 1,262 (57.4%) |
| Vacant Housing Units | 218 ( 9.9%) |
| Median Home Value | $1,168,660 |
| Average Home Value | $1,284,609 |
Housing Distribution
Address Breakdown
Residential
1,883
Single Family
1,769
Multi-Family
114
Businesses
2,141
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
4.99 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92590, Temecula, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,197 (100%) |
| Owner Occupied HU | 717 (32.6%) |
| Renter Occupied HU | 1,262 (57.4%) |
| Vacant Housing Units | 218 ( 9.9%) |
| Median Home Value | $1,168,660 |
| Average Home Value | $1,284,609 |
Housing Distribution
Address Breakdown
Residential
1,883
Single Family
1,769
Multi-Family
114
Businesses
2,141
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices