8 Howell St #4BostonMA02125
INVESTMENT ANALYSIS
Investment Verdict
Solid Income8 Howell St #4, Boston, MA, 02125 in Boston is a solid income-producing rental, 8.11% gross yield, $4,049/mo rent, $273/mo net cash flow on a $599,000 buy. DSCR 1.50 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $165,493 and $5,517/yr in principal reduction project a total cumulative return of $245,080.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 4.2% |
| Monthly Cash Flow | $273 | $1,850 |
City averages based on Boston market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,049 |
| Total Monthly Debt Service | $3,537 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2001
1,032 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02125, Boston, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,153 (100%) |
| Owner Occupied HU | 4,132 (27.3%) |
| Renter Occupied HU | 9,619 (63.5%) |
| Vacant Housing Units | 1,402 ( 9.3%) |
| Median Home Value | $730,658 |
| Average Home Value | $783,180 |
Housing Distribution
Address Breakdown
Residential
13,667
Single Family
5,015
Multi-Family
8,652
Businesses
562
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2001
1,032 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02125, Boston, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,153 (100%) |
| Owner Occupied HU | 4,132 (27.3%) |
| Renter Occupied HU | 9,619 (63.5%) |
| Vacant Housing Units | 1,402 ( 9.3%) |
| Median Home Value | $730,658 |
| Average Home Value | $783,180 |
Housing Distribution
Address Breakdown
Residential
13,667
Single Family
5,015
Multi-Family
8,652
Businesses
562
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: CJ Lee • Redfin Corp.
Mls Name: MLS PIN
Mls ID: #73425281