7952 Playmor TerSan DiegoCA92122
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 7952 Playmor Ter, San Diego, CA, 92122 in San Diego earns a 9.25% gross yield at $1,049,000. Rent of $8,087/mo nets $1,168/mo after the $4,717/mo mortgage. The 1.71 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $289,819 and $9,661/yr in equity accumulation project a total cumulative return of $474,796.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 4.8% |
| Monthly Cash Flow | $1,168 | $1,850 |
City averages based on San Diego market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $8,087 |
| Total Monthly Debt Service | $6,502 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1977
N/A lot
$N/A/sqft
$430 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92122, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,988 (100%) |
| Owner Occupied HU | 6,477 (28.2%) |
| Renter Occupied HU | 14,434 (62.8%) |
| Vacant Housing Units | 2,077 ( 9.0%) |
| Median Home Value | $1,051,303 |
| Average Home Value | $1,108,284 |
Housing Distribution
Address Breakdown
Residential
21,825
Single Family
9,226
Multi-Family
12,599
Businesses
838
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1977
N/A lot
$N/A/sqft
$430 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92122, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,988 (100%) |
| Owner Occupied HU | 6,477 (28.2%) |
| Renter Occupied HU | 14,434 (62.8%) |
| Vacant Housing Units | 2,077 ( 9.0%) |
| Median Home Value | $1,051,303 |
| Average Home Value | $1,108,284 |
Housing Distribution
Address Breakdown
Residential
21,825
Single Family
9,226
Multi-Family
12,599
Businesses
838
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices