7933 Hickory Little Rock RdDecaturMS39327
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 7933 Hickory Little Rock Rd, Decatur, MS, 39327 in Decatur earns a 9.68% gross yield at $155,000. Rent of $1,250/mo nets $302/mo after the $697/mo mortgage. The 1.79 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $42,824 and $1,428/yr in equity accumulation project a total cumulative return of $78,174.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.7% | 6.2% |
| Monthly Cash Flow | $302 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,250 |
| Total Monthly Debt Service | $887 |
| DSCR Ratio | 1.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
1.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39327, Decatur, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,669 (100%) |
| Owner Occupied HU | 1,185 (71.0%) |
| Renter Occupied HU | 312 (18.7%) |
| Vacant Housing Units | 172 (10.3%) |
| Median Home Value | $156,281 |
| Average Home Value | $177,169 |
Housing Distribution
Address Breakdown
Residential
1,462
Single Family
1,395
Multi-Family
67
Businesses
108
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
1.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39327, Decatur, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,669 (100%) |
| Owner Occupied HU | 1,185 (71.0%) |
| Renter Occupied HU | 312 (18.7%) |
| Vacant Housing Units | 172 (10.3%) |
| Median Home Value | $156,281 |
| Average Home Value | $177,169 |
Housing Distribution
Address Breakdown
Residential
1,462
Single Family
1,395
Multi-Family
67
Businesses
108
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Casey Johnson • Coldwell Banker Graham
Mls Name: MLS United
Mls ID: #4135953