7906 Montwood RdBaltimoreMD21244
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 7906 Montwood Rd, Baltimore, MD, 21244 in Baltimore. Priced at $385,000, it generates $3,253/mo in gross rent and $859/mo in net monthly cash flow, a 10.14% yield that comfortably supports the 1.88 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $10,304. Five-year appreciation: $106,368. Equity from principal paydown: $3,546/yr. Total projected cumulative return: $201,304.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 4.8% |
| Monthly Cash Flow | $859 | $850 |
City averages based on Baltimore market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,253 |
| Total Monthly Debt Service | $2,241 |
| DSCR Ratio | 1.45x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1963
8,136 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21244, Windsor Mill, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,226 (100%) |
| Owner Occupied HU | 6,962 (45.7%) |
| Renter Occupied HU | 7,569 (49.7%) |
| Vacant Housing Units | 695 ( 4.6%) |
| Median Home Value | $324,306 |
| Average Home Value | $353,679 |
Housing Distribution
Address Breakdown
Residential
14,925
Single Family
9,820
Multi-Family
5,105
Businesses
989
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1963
8,136 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21244, Windsor Mill, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,226 (100%) |
| Owner Occupied HU | 6,962 (45.7%) |
| Renter Occupied HU | 7,569 (49.7%) |
| Vacant Housing Units | 695 ( 4.6%) |
| Median Home Value | $324,306 |
| Average Home Value | $353,679 |
Housing Distribution
Address Breakdown
Residential
14,925
Single Family
9,820
Multi-Family
5,105
Businesses
989
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices