790 Linden StCarlisleIA50047
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 790 Linden St, Carlisle, IA, 50047 in Carlisle: $2,158/mo in rent, $227/mo in net income, 9.61% gross yield, 1.78 DSCR, all at $269,490. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $74,455 in appreciation and $2,482/yr in principal paydown projects total cumulative return of $117,989.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 7.0% |
| Monthly Cash Flow | $227 | $400 |
City averages based on Carlisle market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,158 |
| Total Monthly Debt Service | $1,823 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2024
5,279 sqft lot
$N/A/sqft
$180 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 50047, Carlisle, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,598 (100%) |
| Owner Occupied HU | 2,023 (77.9%) |
| Renter Occupied HU | 419 (16.1%) |
| Vacant Housing Units | 156 ( 6.0%) |
| Median Home Value | $240,355 |
| Average Home Value | $278,827 |
Housing Distribution
Address Breakdown
Residential
2,431
Single Family
2,339
Multi-Family
92
Businesses
159
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2024
5,279 sqft lot
$N/A/sqft
$180 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 50047, Carlisle, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,598 (100%) |
| Owner Occupied HU | 2,023 (77.9%) |
| Renter Occupied HU | 419 (16.1%) |
| Vacant Housing Units | 156 ( 6.0%) |
| Median Home Value | $240,355 |
| Average Home Value | $278,827 |
Housing Distribution
Address Breakdown
Residential
2,431
Single Family
2,339
Multi-Family
92
Businesses
159
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices