79 Cole DrHawkinsvilleGA31036
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 79 Cole Dr, Hawkinsville, GA, 31036 in Hawkinsville speaks for itself: 11.01% gross on a $229,959 price, generating $2,111/mo in rent and $711/mo in net income after the $1,034/mo debt service. DSCR 2.04, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $8,535 stacks alongside $63,533 in projected five-year appreciation and $2,118/yr in principal reduction. Projected total cumulative return: $132,873.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 8.0% |
| Monthly Cash Flow | $711 | $300 |
City averages based on Hawkinsville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,111 |
| Total Monthly Debt Service | $1,308 |
| DSCR Ratio | 1.61x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31036, Hawkinsville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,825 (100%) |
| Owner Occupied HU | 2,986 (61.9%) |
| Renter Occupied HU | 1,078 (22.3%) |
| Vacant Housing Units | 761 (15.8%) |
| Median Home Value | $205,710 |
| Average Home Value | $236,855 |
Housing Distribution
Address Breakdown
Residential
4,041
Single Family
4,000
Multi-Family
41
Businesses
326
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31036, Hawkinsville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,825 (100%) |
| Owner Occupied HU | 2,986 (61.9%) |
| Renter Occupied HU | 1,078 (22.3%) |
| Vacant Housing Units | 761 (15.8%) |
| Median Home Value | $205,710 |
| Average Home Value | $236,855 |
Housing Distribution
Address Breakdown
Residential
4,041
Single Family
4,000
Multi-Family
41
Businesses
326
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices