78880 Highway 271PiercyCA95587
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 5.2% gross rental yield, 78880 Highway 271, Piercy, CA, 95587 in Piercy is priced for capital growth, not immediate cash flow. The $565,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $156,099 by year five, with $5,204/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.96) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $146,795.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.2% | 5.0% |
| Monthly Cash Flow | $(1,048) | $1,500 |
City averages based on Piercy market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,447 |
| Total Monthly Debt Service | $3,270 |
| DSCR Ratio | 0.75x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1998
4.92 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95587, Piercy, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 242 (100%) |
| Owner Occupied HU | 120 (49.6%) |
| Renter Occupied HU | 74 (30.6%) |
| Vacant Housing Units | 48 (19.8%) |
| Median Home Value | $791,667 |
| Average Home Value | $971,313 |
Housing Distribution
Address Breakdown
Residential
9
Single Family
8
Multi-Family
1
Businesses
13
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1998
4.92 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95587, Piercy, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 242 (100%) |
| Owner Occupied HU | 120 (49.6%) |
| Renter Occupied HU | 74 (30.6%) |
| Vacant Housing Units | 48 (19.8%) |
| Median Home Value | $791,667 |
| Average Home Value | $971,313 |
Housing Distribution
Address Breakdown
Residential
9
Single Family
8
Multi-Family
1
Businesses
13
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: HBMLS
Mls ID: #271791