565 Bear Pen RdPiercyCA95587
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 565 Bear Pen Rd, Piercy, CA, 95587 in Piercy is listed at $289,000 and delivers $2,184/mo in rent and $396/mo in net monthly cash flow. The 9.07% yield and 1.68 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $79,845 over five years, and $2,662/yr in principal reduction supplements cash return. Total projected cumulative return: $135,052.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 5.0% |
| Monthly Cash Flow | $396 | $1,500 |
City averages based on Piercy market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,184 |
| Total Monthly Debt Service | $1,673 |
| DSCR Ratio | 1.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1985
38.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95587, Piercy, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 242 (100%) |
| Owner Occupied HU | 120 (49.6%) |
| Renter Occupied HU | 74 (30.6%) |
| Vacant Housing Units | 48 (19.8%) |
| Median Home Value | $791,667 |
| Average Home Value | $971,313 |
Housing Distribution
Address Breakdown
Residential
9
Single Family
8
Multi-Family
1
Businesses
13
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1985
38.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95587, Piercy, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 242 (100%) |
| Owner Occupied HU | 120 (49.6%) |
| Renter Occupied HU | 74 (30.6%) |
| Vacant Housing Units | 48 (19.8%) |
| Median Home Value | $791,667 |
| Average Home Value | $971,313 |
Housing Distribution
Address Breakdown
Residential
9
Single Family
8
Multi-Family
1
Businesses
13
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: HBMLS
Mls Provider:
Mls ID: #272220