786 White Lake RdPleasant LakeMI49272
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 786 White Lake Rd, Pleasant Lake, MI, 49272 in Pleasant Lake. Priced at $145,000, it generates $1,922/mo in gross rent and $966/mo in net monthly cash flow, a 15.91% yield that comfortably supports the 2.95 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $11,594. Five-year appreciation: $40,061. Equity from principal paydown: $1,335/yr. Total projected cumulative return: $117,418.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15.9% | 8.0% |
| Monthly Cash Flow | $966 | $500 |
City averages based on Pleasant Lake market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,922 |
| Total Monthly Debt Service | $899 |
| DSCR Ratio | 2.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1980
0.33 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1980
0.33 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Logan Everett • C-21 Affiliated - Jackson
Mls Name: MichRIC
Mls Provider:
Mls ID: #25037415
Disclaimer: Information is deemed reliable but not guaranteed. Copyright 2025 MichRIC, LLC. All rights reserved.