784 N Lillie AvenueDinubaCA93618
INVESTMENT ANALYSIS
Investment Verdict
Solid Income784 N Lillie Avenue, Dinuba, CA, 93618 in Dinuba is a solid income-producing rental, 8.3% gross yield, $3,436/mo rent, $353/mo net cash flow on a $497,000 buy. DSCR 1.54 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $137,312 and $4,577/yr in principal reduction project a total cumulative return of $211,274.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 7.0% |
| Monthly Cash Flow | $353 | $1,200 |
City averages based on Dinuba market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,436 |
| Total Monthly Debt Service | $2,885 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1993
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93618, Dinuba, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,214 (100%) |
| Owner Occupied HU | 4,987 (54.1%) |
| Renter Occupied HU | 3,874 (42.0%) |
| Vacant Housing Units | 353 ( 3.8%) |
| Median Home Value | $329,400 |
| Average Home Value | $378,255 |
Housing Distribution
Address Breakdown
Residential
8,988
Single Family
8,081
Multi-Family
907
Businesses
579
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1993
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93618, Dinuba, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,214 (100%) |
| Owner Occupied HU | 4,987 (54.1%) |
| Renter Occupied HU | 3,874 (42.0%) |
| Vacant Housing Units | 353 ( 3.8%) |
| Median Home Value | $329,400 |
| Average Home Value | $378,255 |
Housing Distribution
Address Breakdown
Residential
8,988
Single Family
8,081
Multi-Family
907
Businesses
579
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices