7835 Cowles Mountain Ct Unit B38San DiegoCA92119
INVESTMENT ANALYSIS
Investment Verdict
Solid Income7835 Cowles Mountain Ct Unit B38, San Diego, CA, 92119 in San Diego carries a 1.56 coverage ratio, rent of $3,222/mo is 1.56 times the $2,068/mo payment. Rental yield 8.41%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $460,000 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $127,090; total projected cumulative return: $198,656.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 4.8% |
| Monthly Cash Flow | $(279) | $1,850 |
City averages based on San Diego market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,222 |
| Total Monthly Debt Service | $2,663 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1971
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92119, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,813 (100%) |
| Owner Occupied HU | 6,646 (67.7%) |
| Renter Occupied HU | 2,879 (29.3%) |
| Vacant Housing Units | 288 ( 2.9%) |
| Median Home Value | $878,628 |
| Average Home Value | $932,740 |
Housing Distribution
Address Breakdown
Residential
9,811
Single Family
7,802
Multi-Family
2,009
Businesses
200
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1971
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92119, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,813 (100%) |
| Owner Occupied HU | 6,646 (67.7%) |
| Renter Occupied HU | 2,879 (29.3%) |
| Vacant Housing Units | 288 ( 2.9%) |
| Median Home Value | $878,628 |
| Average Home Value | $932,740 |
Housing Distribution
Address Breakdown
Residential
9,811
Single Family
7,802
Multi-Family
2,009
Businesses
200
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: SDMLS
Mls ID: #260007085