781 Rebecca CirAromasCA95004
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 5.85% gross rental yield, 781 Rebecca Cir, Aromas, CA, 95004 in Aromas is priced for capital growth, not immediate cash flow. The $988,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $272,966 by year five, with $9,100/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (1.08) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $291,397.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.9% | 5.0% |
| Monthly Cash Flow | $(1,293) | $1,200 |
City averages based on Aromas market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,819 |
| Total Monthly Debt Service | $5,719 |
| DSCR Ratio | 0.84x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1978
2.74 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95004, Aromas, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,460 (100%) |
| Owner Occupied HU | 1,100 (75.3%) |
| Renter Occupied HU | 278 (19.0%) |
| Vacant Housing Units | 82 ( 5.6%) |
| Median Home Value | $962,415 |
| Average Home Value | $1,079,107 |
Housing Distribution
Address Breakdown
Residential
1,146
Single Family
1,146
Multi-Family
0
Businesses
102
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1978
2.74 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95004, Aromas, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,460 (100%) |
| Owner Occupied HU | 1,100 (75.3%) |
| Renter Occupied HU | 278 (19.0%) |
| Vacant Housing Units | 82 ( 5.6%) |
| Median Home Value | $962,415 |
| Average Home Value | $1,079,107 |
Housing Distribution
Address Breakdown
Residential
1,146
Single Family
1,146
Multi-Family
0
Businesses
102
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices