780 Watson Gap RdMineral BluffGA30559
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 780 Watson Gap Rd, Mineral Bluff, GA, 30559 in Mineral Bluff deserves attention. This $250,000 property earns $2,286/mo in rent, a 10.97% gross yield, and nets $764/mo after the $1,124/mo payment. DSCR 2.03 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $69,070 compounds alongside $2,303/yr in yearly equity build, for a total cumulative return of $143,941.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 6.0% |
| Monthly Cash Flow | $764 | $300 |
City averages based on Mineral Bluff market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,286 |
| Total Monthly Debt Service | $1,422 |
| DSCR Ratio | 1.61x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1984
0.75 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30559, Mineral Bluff, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,613 (100%) |
| Owner Occupied HU | 1,953 (54.1%) |
| Renter Occupied HU | 342 ( 9.5%) |
| Vacant Housing Units | 1,318 (36.5%) |
| Median Home Value | $424,122 |
| Average Home Value | $490,982 |
Housing Distribution
Address Breakdown
Residential
2,647
Single Family
2,646
Multi-Family
1
Businesses
100
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1984
0.75 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30559, Mineral Bluff, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,613 (100%) |
| Owner Occupied HU | 1,953 (54.1%) |
| Renter Occupied HU | 342 ( 9.5%) |
| Vacant Housing Units | 1,318 (36.5%) |
| Median Home Value | $424,122 |
| Average Home Value | $490,982 |
Housing Distribution
Address Breakdown
Residential
2,647
Single Family
2,646
Multi-Family
1
Businesses
100
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kelly Shuler • Coldwell Banker High Country Realty - Blairsville
Mls Name: NGBOR
Mls ID: #416632
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.