780 Sunstar DrDixonCA95620
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 780 Sunstar Dr, Dixon, CA, 95620 in Dixon. Rental yield 5.83%. At $855,000 with 5.83% gross yield, current distributions are modest, but the 5% appreciation rate projects $236,221 in new equity by year five, complemented by $7,875/yr in principal paydown. Ziffy Mortgage's DSCR loan (1.08) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $211,532.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.8% | 6.5% |
| Monthly Cash Flow | $(1,796) | $1,200 |
City averages based on Dixon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,156 |
| Total Monthly Debt Service | $5,612 |
| DSCR Ratio | 0.74x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2021
0.30 Acres lot
$N/A/sqft
$69 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95620, Dixon, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,379 (100%) |
| Owner Occupied HU | 5,618 (67.0%) |
| Renter Occupied HU | 2,458 (29.3%) |
| Vacant Housing Units | 303 ( 3.6%) |
| Median Home Value | $634,267 |
| Average Home Value | $692,091 |
Housing Distribution
Address Breakdown
Residential
8,018
Single Family
7,261
Multi-Family
757
Businesses
641
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2021
0.30 Acres lot
$N/A/sqft
$69 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95620, Dixon, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,379 (100%) |
| Owner Occupied HU | 5,618 (67.0%) |
| Renter Occupied HU | 2,458 (29.3%) |
| Vacant Housing Units | 303 ( 3.6%) |
| Median Home Value | $634,267 |
| Average Home Value | $692,091 |
Housing Distribution
Address Breakdown
Residential
8,018
Single Family
7,261
Multi-Family
757
Businesses
641
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices