780 Johnson Flat RoadClintonME04927
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 780 Johnson Flat Road, Clinton, ME, 04927 in Clinton: $2,621/mo in rent, $570/mo in net income, 9.68% gross yield, 1.79 DSCR, all at $325,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $89,792 in appreciation and $2,993/yr in principal paydown projects total cumulative return of $160,134.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.7% | 7.5% |
| Monthly Cash Flow | $570 | $450 |
City averages based on Clinton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,621 |
| Total Monthly Debt Service | $1,922 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1958
6.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04927, Clinton, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,594 (100%) |
| Owner Occupied HU | 1,197 (75.1%) |
| Renter Occupied HU | 259 (16.2%) |
| Vacant Housing Units | 138 ( 8.7%) |
| Median Home Value | $205,732 |
| Average Home Value | $241,928 |
Housing Distribution
Address Breakdown
Residential
1,253
Single Family
1,235
Multi-Family
18
Businesses
37
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1958
6.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04927, Clinton, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,594 (100%) |
| Owner Occupied HU | 1,197 (75.1%) |
| Renter Occupied HU | 259 (16.2%) |
| Vacant Housing Units | 138 ( 8.7%) |
| Median Home Value | $205,732 |
| Average Home Value | $241,928 |
Housing Distribution
Address Breakdown
Residential
1,253
Single Family
1,235
Multi-Family
18
Businesses
37
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices