78 Wolf Creek DrGypsumCO81637
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Gypsum rental at 78 Wolf Creek Dr, Gypsum, CO, 81637 sits in the solid-income band: 8.68% gross yield, $5,136/mo rent, $806/mo net after the $3,193/mo debt service, DSCR 1.61. Entry price of $710,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $196,160 and $6,539/yr in principal reduction bring total cumulative return to $320,769.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 7.5% |
| Monthly Cash Flow | $806 | $1,500 |
City averages based on Gypsum market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,136 |
| Total Monthly Debt Service | $4,048 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2020
4,356 sqft lot
$N/A/sqft
$98 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81637, Gypsum, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,466 (100%) |
| Owner Occupied HU | 2,355 (67.9%) |
| Renter Occupied HU | 950 (27.4%) |
| Vacant Housing Units | 161 ( 4.6%) |
| Median Home Value | $733,349 |
| Average Home Value | $822,649 |
Housing Distribution
Address Breakdown
Residential
558
Single Family
470
Multi-Family
88
Businesses
210
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2020
4,356 sqft lot
$N/A/sqft
$98 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81637, Gypsum, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,466 (100%) |
| Owner Occupied HU | 2,355 (67.9%) |
| Renter Occupied HU | 950 (27.4%) |
| Vacant Housing Units | 161 ( 4.6%) |
| Median Home Value | $733,349 |
| Average Home Value | $822,649 |
Housing Distribution
Address Breakdown
Residential
558
Single Family
470
Multi-Family
88
Businesses
210
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices