78 State StHeuveltonNY13654








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Heuvelton at 78 State St, Heuvelton, NY, 13654 offers a 0% rental yield on a $169,900 purchase with $0/mo rent. 27% in year one. Equity gained on principal adds $1,096/yr while 5% annual appreciation supports $46,940 over five years. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $0/mo property income against a $832/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1960
2,978 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13654, Heuvelton, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,016 (100%) |
| Owner Occupied HU | 749 (73.7%) |
| Renter Occupied HU | 170 (16.7%) |
| Vacant Housing Units | 97 ( 9.5%) |
| Median Home Value | $164,549 |
| Average Home Value | $183,111 |
Housing Distribution
Address Breakdown
Residential
816
Single Family
792
Multi-Family
24
Businesses
38
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices



Listed by: Lisa O'Brien • O'Brien Properties, LLC
Mls Name: SLCMLS
Mls Provider:
Mls ID: #51268
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.




