78 Laurel Hill DriveWoodstock ValleyCT06282
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder78 Laurel Hill Drive, Woodstock Valley, CT, 06282 in Woodstock Valley is a stable, well-positioned rental at $324,900. Rental yield 7.41%. DSCR 1.37 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $89,764 in value and $2,992/yr in principal paydown builds equity, a total projected return of $111,033.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 5.5% |
| Monthly Cash Flow | $(202) | $1,200 |
City averages based on Woodstock Valley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,005 |
| Total Monthly Debt Service | $2,078 |
| DSCR Ratio | 0.96x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
0.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06282, Woodstock Valley, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 567 (100%) |
| Owner Occupied HU | 436 (76.9%) |
| Renter Occupied HU | 40 ( 7.1%) |
| Vacant Housing Units | 91 (16.0%) |
| Median Home Value | $425,847 |
| Average Home Value | $420,677 |
Housing Distribution
Address Breakdown
Residential
540
Single Family
540
Multi-Family
0
Businesses
0
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
0.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06282, Woodstock Valley, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 567 (100%) |
| Owner Occupied HU | 436 (76.9%) |
| Renter Occupied HU | 40 ( 7.1%) |
| Vacant Housing Units | 91 (16.0%) |
| Median Home Value | $425,847 |
| Average Home Value | $420,677 |
Housing Distribution
Address Breakdown
Residential
540
Single Family
540
Multi-Family
0
Businesses
0
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Georgi Morin • S.C.E. Real Estate
Mls Name: Smart MLS
Mls ID: #24130185