78 Federal StBelchertownMA01007








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Belchertown at 78 Federal St, Belchertown, MA, 01007 offers a 8.94% rental yield on a $424,900 purchase with $3,166/mo rent. Total monthly income registers $3,166/mo, and a $2,080/mo payment leaves $488/mo available for distribution. Annual cash flow reaches $5,851/yr on $140,854 to close, and return on cash invested stands at 24.06% in year one. Equity gained on principal adds $2,742/yr while 5% annual appreciation supports $117,392 over five years. Portfolio math shows five-year ROI at 125.27% and total cumulative return in cash at $176,445. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $3,166/mo property income against a $2,080/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1810
0.81 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01007, Belchertown, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,421 (100%) |
| Owner Occupied HU | 5,108 (79.6%) |
| Renter Occupied HU | 1,048 (16.3%) |
| Vacant Housing Units | 265 ( 4.1%) |
| Median Home Value | $396,918 |
| Average Home Value | $434,135 |
Housing Distribution
Address Breakdown
Residential
6,150
Single Family
5,345
Multi-Family
805
Businesses
333
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Listed by: Michael Seward • Michael Seward Real Estate
Mls Name: MLS PIN
Mls ID: #73466611






