354 Rowley StAgawamMA01001
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 354 Rowley St, Agawam, MA, 01001 in Agawam is straightforward: $362,400 in, $2,716/mo in rent, $327/mo out after debt service. The 8.81% gross yield and 1.67 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $100,124 by year five. With $3,338/yr in principal equity, the total cumulative return is projected at $165,371.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 5.3% |
| Monthly Cash Flow | $327 | $450 |
City averages based on Agawam market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,716 |
| Total Monthly Debt Service | $2,140 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1947
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01001, Agawam, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,547 (100%) |
| Owner Occupied HU | 5,202 (68.9%) |
| Renter Occupied HU | 2,059 (27.3%) |
| Vacant Housing Units | 286 ( 3.8%) |
| Median Home Value | $345,194 |
| Average Home Value | $372,857 |
Housing Distribution
Address Breakdown
Residential
7,369
Single Family
5,590
Multi-Family
1,779
Businesses
679
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1947
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01001, Agawam, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,547 (100%) |
| Owner Occupied HU | 5,202 (68.9%) |
| Renter Occupied HU | 2,059 (27.3%) |
| Vacant Housing Units | 286 ( 3.8%) |
| Median Home Value | $345,194 |
| Average Home Value | $372,857 |
Housing Distribution
Address Breakdown
Residential
7,369
Single Family
5,590
Multi-Family
1,779
Businesses
679
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A