779 Hickock DrFish HavenID83287
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 779 Hickock Dr, Fish Haven, ID, 83287 in Fish Haven. Priced at $110,000, it generates $1,525/mo in gross rent and $844/mo in net monthly cash flow, a 16.64% yield that comfortably supports the 3.08 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $10,124. Five-year appreciation: $30,391. Equity from principal paydown: $1,013/yr. Total projected cumulative return: $95,977.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 16.6% | 6.0% |
| Monthly Cash Flow | $844 | $400 |
City averages based on Fish Haven market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,525 |
| Total Monthly Debt Service | $638 |
| DSCR Ratio | 2.39x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
0.48 Acres lot
$N/A/sqft
$585 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83287, Fish Haven, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 877 (100%) |
| Owner Occupied HU | 151 (17.2%) |
| Renter Occupied HU | 19 ( 2.2%) |
| Vacant Housing Units | 707 (80.6%) |
| Median Home Value | $494,444 |
| Average Home Value | $592,980 |
Housing Distribution
Address Breakdown
Residential
319
Single Family
319
Multi-Family
0
Businesses
4
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
No similar price properties found nearby.
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
0.48 Acres lot
$N/A/sqft
$585 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83287, Fish Haven, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 877 (100%) |
| Owner Occupied HU | 151 (17.2%) |
| Renter Occupied HU | 19 ( 2.2%) |
| Vacant Housing Units | 707 (80.6%) |
| Median Home Value | $494,444 |
| Average Home Value | $592,980 |
Housing Distribution
Address Breakdown
Residential
319
Single Family
319
Multi-Family
0
Businesses
4
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
No similar price properties found nearby.