7775 S Steele StreetCentennialCO80122
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder7775 S Steele Street, Centennial, CO, 80122 in Centennial is a stable, well-positioned rental at $473,000. Rental yield 7.54%. DSCR 1.40 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $130,681 in value and $4,356/yr in principal paydown builds equity, a total projected return of $165,485.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 3.8% |
| Monthly Cash Flow | $(235) | $1,850 |
City averages based on Centennial market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,971 |
| Total Monthly Debt Service | $3,018 |
| DSCR Ratio | 0.98x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1983
436 sqft lot
$N/A/sqft
$420 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80122, Littleton, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,130 (100%) |
| Owner Occupied HU | 10,154 (77.3%) |
| Renter Occupied HU | 2,648 (20.2%) |
| Vacant Housing Units | 328 ( 2.5%) |
| Median Home Value | $659,633 |
| Average Home Value | $698,545 |
Housing Distribution
Address Breakdown
Residential
13,076
Single Family
11,406
Multi-Family
1,670
Businesses
846
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1983
436 sqft lot
$N/A/sqft
$420 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80122, Littleton, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,130 (100%) |
| Owner Occupied HU | 10,154 (77.3%) |
| Renter Occupied HU | 2,648 (20.2%) |
| Vacant Housing Units | 328 ( 2.5%) |
| Median Home Value | $659,633 |
| Average Home Value | $698,545 |
Housing Distribution
Address Breakdown
Residential
13,076
Single Family
11,406
Multi-Family
1,670
Businesses
846
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices