7772 Park River Oak CirSacramentoCA95831
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow7772 Park River Oak Cir, Sacramento, CA, 95831 in Sacramento earns its strong cash-flow label: 11.12% yield, $4,261/mo rent, $1,131/mo net income, DSCR 2.06. The $460,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $127,090 by year five. Combined with $4,237/yr in principal paydown, total projected return reaches $248,420.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 4.8% |
| Monthly Cash Flow | $1,131 | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,261 |
| Total Monthly Debt Service | $2,948 |
| DSCR Ratio | 1.45x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1996
958.32 sqft lot
$N/A/sqft
$285 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95831, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,390 (100%) |
| Owner Occupied HU | 10,413 (53.7%) |
| Renter Occupied HU | 8,042 (41.5%) |
| Vacant Housing Units | 935 ( 4.8%) |
| Median Home Value | $663,778 |
| Average Home Value | $705,664 |
Housing Distribution
Address Breakdown
Residential
18,927
Single Family
15,783
Multi-Family
3,144
Businesses
413
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1996
958.32 sqft lot
$N/A/sqft
$285 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95831, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,390 (100%) |
| Owner Occupied HU | 10,413 (53.7%) |
| Renter Occupied HU | 8,042 (41.5%) |
| Vacant Housing Units | 935 ( 4.8%) |
| Median Home Value | $663,778 |
| Average Home Value | $705,664 |
Housing Distribution
Address Breakdown
Residential
18,927
Single Family
15,783
Multi-Family
3,144
Businesses
413
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices