774 Union Ave APT 4CBronxNY10455
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 774 Union Ave APT 4C, Bronx, NY, 10455 in Bronx deserves attention. This $123,061 property earns $4,289/mo in rent, a 41.82% gross yield, and nets $2,243/mo after the $553/mo payment. DSCR 7.76 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $33,999 compounds alongside $1,133/yr in yearly equity build, for a total cumulative return of $196,638.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 41.8% | 5.1% |
| Monthly Cash Flow | $2,243 | $1,850 |
City averages based on Bronx market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,289 |
| Total Monthly Debt Service | $1,997 |
| DSCR Ratio | 2.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1912
N/A lot
$N/A/sqft
$1,224 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10455, Bronx, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,220 (100%) |
| Owner Occupied HU | 1,361 ( 7.9%) |
| Renter Occupied HU | 15,055 (87.4%) |
| Vacant Housing Units | 804 ( 4.7%) |
| Median Home Value | $463,043 |
| Average Home Value | $552,630 |
Housing Distribution
Address Breakdown
Residential
15,967
Single Family
1,599
Multi-Family
14,368
Businesses
1,098
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1912
N/A lot
$N/A/sqft
$1,224 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10455, Bronx, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,220 (100%) |
| Owner Occupied HU | 1,361 ( 7.9%) |
| Renter Occupied HU | 15,055 (87.4%) |
| Vacant Housing Units | 804 ( 4.7%) |
| Median Home Value | $463,043 |
| Average Home Value | $552,630 |
Housing Distribution
Address Breakdown
Residential
15,967
Single Family
1,599
Multi-Family
14,368
Businesses
1,098
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices