7729 24th StSacramentoCA95832
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 7729 24th St, Sacramento, CA, 95832 in Sacramento. Priced at $422,500, it generates $4,615/mo in gross rent and $2,002/mo in net monthly cash flow, a 13.11% yield that comfortably supports the 2.43 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $24,018. Five-year appreciation: $116,729. Equity from principal paydown: $3,891/yr. Total projected cumulative return: $289,026.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.1% | 4.8% |
| Monthly Cash Flow | $2,002 | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,615 |
| Total Monthly Debt Service | $2,446 |
| DSCR Ratio | 1.89x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1969
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95832, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,946 (100%) |
| Owner Occupied HU | 1,788 (60.7%) |
| Renter Occupied HU | 1,082 (36.7%) |
| Vacant Housing Units | 76 ( 2.6%) |
| Median Home Value | $461,179 |
| Average Home Value | $532,616 |
Housing Distribution
Address Breakdown
Residential
3,156
Single Family
3,116
Multi-Family
40
Businesses
141
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1969
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95832, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,946 (100%) |
| Owner Occupied HU | 1,788 (60.7%) |
| Renter Occupied HU | 1,082 (36.7%) |
| Vacant Housing Units | 76 ( 2.6%) |
| Median Home Value | $461,179 |
| Average Home Value | $532,616 |
Housing Distribution
Address Breakdown
Residential
3,156
Single Family
3,116
Multi-Family
40
Businesses
141
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices