772 Morrill Pond RoadHartlandME04943
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderReliable and efficiently structured, 772 Morrill Pond Road, Hartland, ME, 04943 in Hartland is a conservative rental investment at $197,000. Rental yield 7.31%. A 1.35 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $54,427; $1,814/yr in principal paydown supplements. Total projected return: $71,998.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 7.0% |
| Monthly Cash Flow | $(43) | $200 |
City averages based on Hartland market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,200 |
| Total Monthly Debt Service | $1,165 |
| DSCR Ratio | 1.03x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1978
7.77 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04943, Hartland, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,050 (100%) |
| Owner Occupied HU | 533 (50.8%) |
| Renter Occupied HU | 158 (15.0%) |
| Vacant Housing Units | 359 (34.2%) |
| Median Home Value | $168,403 |
| Average Home Value | $248,935 |
Housing Distribution
Address Breakdown
Residential
719
Single Family
651
Multi-Family
68
Businesses
27
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1978
7.77 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04943, Hartland, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,050 (100%) |
| Owner Occupied HU | 533 (50.8%) |
| Renter Occupied HU | 158 (15.0%) |
| Vacant Housing Units | 359 (34.2%) |
| Median Home Value | $168,403 |
| Average Home Value | $248,935 |
Housing Distribution
Address Breakdown
Residential
719
Single Family
651
Multi-Family
68
Businesses
27
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices