7708 John Hancock Ln #38DaytonOH45459
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 7708 John Hancock Ln #38, Dayton, OH, 45459 in Dayton speaks for itself: 17.78% gross on a $239,900 price, generating $3,554/mo in rent and $1,549/mo in net income after the $1,079/mo debt service. DSCR 3.29, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $18,593 stacks alongside $66,280 in projected five-year appreciation and $2,210/yr in principal reduction. Projected total cumulative return: $192,921.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 17.8% | 8.1% |
| Monthly Cash Flow | $1,549 | $450 |
City averages based on Dayton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,554 |
| Total Monthly Debt Service | $1,910 |
| DSCR Ratio | 1.86x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1975
1,520 sqft lot
$N/A/sqft
$427 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45459, Dayton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,818 (100%) |
| Owner Occupied HU | 8,745 (63.3%) |
| Renter Occupied HU | 4,152 (30.0%) |
| Vacant Housing Units | 921 ( 6.7%) |
| Median Home Value | $311,875 |
| Average Home Value | $324,662 |
Housing Distribution
Address Breakdown
Residential
13,934
Single Family
11,711
Multi-Family
2,223
Businesses
1,746
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1975
1,520 sqft lot
$N/A/sqft
$427 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45459, Dayton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,818 (100%) |
| Owner Occupied HU | 8,745 (63.3%) |
| Renter Occupied HU | 4,152 (30.0%) |
| Vacant Housing Units | 921 ( 6.7%) |
| Median Home Value | $311,875 |
| Average Home Value | $324,662 |
Housing Distribution
Address Breakdown
Residential
13,934
Single Family
11,711
Multi-Family
2,223
Businesses
1,746
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices